Dhibiti VIKOBA Yako.
Kukua Pamoja.
VIKOBA360 makes it simple to manage contributions, shares, loans, fines, Jamii funds, meetings and group finances—all in one secure platform.
TZS 18,450,000
Powerful Features built for Modern Groups.
From daily collections to auditing accounts and tracking loans, VIKOBA360 provides the ultimate suite to automate your savings group.
Member Management
Manage members, membership status, roles and member profiles.
Contributions
Track weekly, monthly and special contributions automatically.
Shares
Manage share purchases, balances, transfers and ownership.
Loans
Manage loan applications, approvals, guarantors, repayments and schedules.
Fines
Track attendance fines, late payments and other penalties.
Jamii Fund
Manage social/community funds and member support requests.
Meetings
Track meetings, attendance, minutes and resolutions.
Financial Management
Monitor cash, bank, mobile money and financial transactions.
Reports
Generate powerful financial and member reports in real-time.
Notifications
Send reminders and important updates to members.
How VIKOBA360 Works.
Get your community savings group set up and running digitally in four simple steps.
Create Your VIKOBA
Set up your group settings, contribution rules, loan interest rates, and fine policies.
Add Members
Add member records, assign roles (Treasurer, Loan Officer), and configure contact info.
Manage Contributions & Loans
Record weekly payments, process loan requests with guarantors, and log repayments.
Track Growth & Reports
View beautiful interactive dashboards, check ledger logs, and download PDF audit statements.
Built for Every Role in the Group.
Everyone gets a dedicated view, making management clear and transparent.
VIKOBA Administrators
- Manage group configurations
- Invite and manage members
- Configure contribution rules
- Approve financial transactions
- Manage system roles & permissions
Treasurers
- Record payments & bank deposits
- Manage cash drawer and balances
- Track contributions & shares
- Record and catalog expenses
- Generate real-time cash ledger reports
Loan Officers
- Review new loan applications
- Validate member guarantor limits
- Approve or request changes
- Track repayments & balances
- Monitor overdue loan status
Members
- View personal contribution statements
- Track share purchases & dividends
- Apply for loans digitally
- Monitor due repayments & active schedules
- Receive meeting & fine alerts
Your group, always in your pocket.
Approve requests, record contributions, check dividends and stay connected with your VIKOBA wherever you are.
Total savings
TZS 18.4M
Your VIKOBA finances deserve transparency.
Every transaction, approval, and meeting minutes is recorded with cryptographic transparency. Give your members the security they deserve.
Start Small. Grow Freely.
Choose the package that matches your savings group size. Modify anytime.
Starter
For small VIKOBA groups.
Professional
For growing groups.
Enterprise
For organizations managing multiple groups.
Ready to take your VIKOBA to the next level?
Join thousands of members across Tanzania building clean, digital financial futures together.