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Designed for cooperative savings

A comprehensive suite of banking utilities structured for Tanzania VIKOBA community groups.

Member Management

Manage members, membership status, roles (Admin, Treasurer, Loan Officer) and detailed member profile cards.

Contributions Tracker

Record weekly, monthly and special contributions. Automatically calculates deficits and period collection rates.

Shares (Hisa)

Manage share purchases, share prices, buybacks, transfers, and ownership ledgers cleanly.

Guarantor-backed Loans

Log applications, assign guarantors from current members, track approvals, and build repayment amortization schedules.

Attendance & Late Fines

Issue penalties for late meeting arrivals, absences, or late loan payments automatically.

Jamii / Social Fund

Manage social support emergency allowances for weddings, hospital stays, accidents, or death claims.

Meetings & Minutes

Schedule upcoming group gatherings, record agendas, document meeting minutes, and log passed resolutions.

Financial Management

Monitor cash positions, mobile money account balances, and banking lines.

Audit Logs & Ledgers

Real-time transparency with full audit records detailing who approved what loan or recorded what payment.

Reports Center

Generate Income Statements, Member statements, Loan registers, and Contribution grids. Export in PDF/Excel.

Ready to streamline your records?

Create your group account today and invite members to start tracking savings.

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